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	<title>Ask CPA Sam &#187; cash flow</title>
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		<title>A Budget? Oh No!!!</title>
		<link>http://askcpasam.com/blog/2010/01/21/a-budget-oh-no/</link>
		<comments>http://askcpasam.com/blog/2010/01/21/a-budget-oh-no/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 14:43:43 +0000</pubDate>
		<dc:creator>CPA Sam</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[startups]]></category>

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		<description><![CDATA[<div class="addthis_toolbox addthis_default_style addthis_" addthis:url='http://askcpasam.com/blog/2010/01/21/a-budget-oh-no/' addthis:title='A Budget? Oh No!!! ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>There&#8217;s an interesting article today in the American Express Open Small Business section entitled &#8220;Creating Your First Small Business Budget.&#8221; The basic tenet is that most small business owners are not financial gurus.  They are experts in whatever industry the business operates.  However, without being able to plan for income and expenditures for the year, [...]<div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://askcpasam.com/blog/2010/01/21/a-budget-oh-no/' addthis:title='A Budget? Oh No!!! ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></description>
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		<title>Debt and Taxes &#8211; part 2</title>
		<link>http://askcpasam.com/blog/2008/10/09/debt-and-taxes-part-2/</link>
		<comments>http://askcpasam.com/blog/2008/10/09/debt-and-taxes-part-2/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 17:13:29 +0000</pubDate>
		<dc:creator>CPA Sam</dc:creator>
				<category><![CDATA[Employee]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[get out of debt]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[pay off]]></category>
		<category><![CDATA[Quicken]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://askcpasam.com/blog/?p=86</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style addthis_" addthis:url='http://askcpasam.com/blog/2008/10/09/debt-and-taxes-part-2/' addthis:title='Debt and Taxes &#8211; part 2 ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>In this second installment of the personal financial freedom series, I will discuss budgeting.  To most people, a budget is how much money they have left to spend until the next check.  This is dangerous and keeps families and individuals from finding areas where they may be wasting their hard-earned cash. Why budget?  If you [...]<div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://askcpasam.com/blog/2008/10/09/debt-and-taxes-part-2/' addthis:title='Debt and Taxes &#8211; part 2 ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></description>
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		<title>Debt and Taxes &#8211; Part 1</title>
		<link>http://askcpasam.com/blog/2008/10/08/debt-and-taxes/</link>
		<comments>http://askcpasam.com/blog/2008/10/08/debt-and-taxes/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 16:32:02 +0000</pubDate>
		<dc:creator>CPA Sam</dc:creator>
				<category><![CDATA[Employee]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[get out of debt]]></category>
		<category><![CDATA[minimum payment]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[pay off]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://askcpasam.com/blog/?p=80</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style addthis_" addthis:url='http://askcpasam.com/blog/2008/10/08/debt-and-taxes/' addthis:title='Debt and Taxes &#8211; Part 1 ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>I did not get a question on this one, however, the subject seems to be appropriate given the falling sky scenario presented by the media these days.  What is a person supposed to do to be financially prepared for unknown future events?  In my opinion, a lot of the pain being experienced today is the [...]<div class="addthis_toolbox addthis_default_style addthis_32x32_style" addthis:url='http://askcpasam.com/blog/2008/10/08/debt-and-taxes/' addthis:title='Debt and Taxes &#8211; Part 1 ' ><a class="addthis_button_preferred_1"></a><a class="addthis_button_preferred_2"></a><a class="addthis_button_preferred_3"></a><a class="addthis_button_preferred_4"></a><a class="addthis_button_compact"></a></div>]]></description>
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