Q. My husband and I are looking to buy our first home. We are currently renting and that lease is up at the end of May. Our credit scores are not terrible but they are not really good either. We have been looking at buying a HUD home and really have no money to put [...]
There’s an interesting article today in the American Express Open Small Business section entitled “Creating Your First Small Business Budget.” The basic tenet is that most small business owners are not financial gurus. They are experts in whatever industry the business operates. However, without being able to plan for income and expenditures for the year, [...]
Q. I’m a small business owner on the East Coast. I’m trying to make sure I’m spending my company’s money right. We are expanding and I want to avoid laying off the new employees that are coming on board now. Any tips? A. To answer your question in detail, it would take up more space [...]
In this second installment of the personal financial freedom series, I will discuss budgeting. To most people, a budget is how much money they have left to spend until the next check. This is dangerous and keeps families and individuals from finding areas where they may be wasting their hard-earned cash. Why budget? If you [...]
I did not get a question on this one, however, the subject seems to be appropriate given the falling sky scenario presented by the media these days. What is a person supposed to do to be financially prepared for unknown future events? In my opinion, addthis_url = ‘http%3A%2F%2Faskcpasam.com%2Fblog%2F2008%2F10%2F08%2Fdebt-and-taxes%2F’; addthis_title = ‘Debt+and+Taxes+%26%238211%3B+Part+1′; addthis_pub = ”;
